Is a financial advisor worth 1% annual fee?

I've been managing my own investments (mostly index funds in my IRA and 401k) for about 5 years. Portfolio is around $180,000 now.

A financial advisor reached out offering comprehensive planning - retirement, tax optimization, estate planning, etc. Fee is 1% annually (so ~$1,800/year on my current balance).

Honestly, I don't know if I'm doing everything right. I'm just buying VTI and VXUS and hoping for the best. Maybe I'm missing tax strategies or making mistakes?

But 1% feels HIGH. Over 30 years that could be hundreds of thousands in fees.

Questions:

• Is 1% standard? Can I negotiate lower?
• At what net worth is an advisor actually worth it?
• What value should I expect beyond just investment management?

For context: 38 years old, married, household income ~$175k, want to retire by 60.