Terms of Service

Last updated: August 27, 2026

1. Acceptance of Terms

By accessing or using iEnsure, you agree to be bound by these Terms of Service. If you do not agree, please do not use the service.

2. Description of Service

iEnsure is an anonymous Q&A community for financial topics including insurance, retirement, investing, and related subjects. The service allows users to post questions, provide answers, and communicate privately.

3. User Accounts

  • You must provide accurate information when creating an account
  • You are responsible for maintaining the security of your account
  • You may not use another person's account without permission
  • Usernames are unique and reserved until the account is deleted

4. Content Guidelines

You agree not to post content that:

  • Is illegal, harmful, threatening, abusive, or harassing
  • Contains spam, advertising, or promotional material
  • Impersonates another person or entity
  • Contains personal information about others without consent
  • Violates intellectual property rights
  • Provides specific financial, legal, or medical advice

5. Not Financial Advice

IMPORTANT: Content on iEnsure is for informational purposes only and should not be considered financial, legal, tax, or investment advice. No professional-client relationship is formed by using this service. Always consult qualified professionals for advice specific to your situation.

See our Disclosures for more information.

6. Verified Professionals

Users with "Verified Professional" badges have demonstrated their credentials to our team. This verification indicates professional credentials only and does not constitute an endorsement or guarantee of advice quality.

7. Intellectual Property

You retain ownership of content you post. By posting, you grant iEnsure a license to display and distribute your content on the platform.

8. Termination

We may suspend or terminate accounts that violate these terms. You may delete your account at any time by contacting us.

9. Disclaimer of Warranties

The service is provided "as is" without warranties of any kind. We do not guarantee the accuracy, completeness, or usefulness of any content.

10. Limitation of Liability

iEnsure shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the service.

11. Changes to Terms

We may modify these terms at any time. Continued use after changes constitutes acceptance of the new terms.

12. Contact

For questions about these terms, please contact us through our Contact page.