9 months ago
Medicaid spend-down vs LTC insurance - which protects more assets?
86
Mom has $300k in assets. LTC insurance costs $6k/year at her age (68). Or we could spend down to Medicaid limits and save the premiums. Which approach better?
ME
Looking for life insurance?
Instant quotes · No medical exam · Free
Get Quote
Share your answer
Have an answer?
Join the community to share your knowledge and help others.
Ask and answer anonymously
Follow topics you care about
No spam, no sales calls
0 Answers
No answers yet
This question is waiting for someone with the right expertise. You could be the first to help.
More questions
How does Medicaid spend-down work for nursing home coverage?46 ansLong-term care costs 2025 - what does nursing home care actually cost by state?43 ansLTC insurance denied claim - said I don't meet benefit triggers40 ansLong-term care insurance at age 55 - is it too early or perfect timing?42 ansNursing home costs $12k/month - will long-term care insurance cover this?39 ans