Disability Insurance
4 months ago

Disability insurance for self-employed freelancers — what are my options?

16

I'm a self-employed graphic designer (sole proprietor) with no employees. I don't have access to group disability insurance. Where can I buy individual disability insurance? What does it typically cost as a percentage of income? Are there professional associations I can join to get group rates? What elimination period makes sense — 90 days, 180 days?

DR
@drodler

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