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500 questions across 16 categories
9 results for"Investing"
Investing in your 50s with 10-15 years to retirement - how aggressive should I be?
I'm 52 with $420k in my 401k, currently 80% stocks/20% bonds. My financial advisor says I should shift to 60/40 'because I'm getting closer to retirement.' But …
Return of premium term life - waste of money or smart?
Looking at 20-year term with return of premium rider. If I don't die, I get all premiums back. Costs 30% more than regular term. Is this a good deal or am I bet…
Received $50k inheritance - pay off student loans or invest?
My grandmother passed away and left me $50,000. I want to use it wisely and honor her memory by making smart financial decisions. Current situation: - Student …
Index funds vs individual stocks for a beginner with $10k to invest
I finally saved up $10,000 that I want to invest rather than keep in my savings account earning 0.5%. I'm 31, debt-free, and already have a 6-month emergency fu…
Paying off debt vs investing — how to decide when the math isn't clear
I have $28k in student loans at 4.5% interest and $15k in a car loan at 2.9%. I also have $60k in savings and I'm currently investing 15% of my income in my 401…
Dollar-cost averaging vs lump sum investing — which actually performs better?
I just received a $300,000 inheritance and I'm paralyzed about how to invest it. Should I dump it all into my index fund allocation at once (lump sum) or spread…
How to teach teenagers about money and investing — practical approaches that work
My 16-year-old son just got his first part-time job and I want to teach him good money habits early. I opened a custodial Roth IRA for him (he earned about $5k …
Index funds vs ETFs — what's the practical difference for a buy-and-hold investor?
I've been investing in Vanguard index mutual funds (VFIAX, VTSAX) for years. Now everyone talks about ETFs. Are ETFs actually better for a long-term buy-and-hol…
Dividend investing vs growth stocks — which builds more wealth?
My uncle swears by dividend stocks but all my friends are in growth tech stocks. Which strategy has actually performed better over the long term? Is there a mid…